Use Case
Private sector
Sevara can improve the risk calculation, supporting the insurance’s decisions more efficiently and effectively.
In fact, the platform can supply with the estimation of the risk (environmental risk, natural disaster risk, weather risk) that has shown to be more precise and can be delivered in a shorter time period with respect to the competitors.
Sevara can improve the assistance services making the policies customized according to the risk area, the risk of the area can be calculated in advance.
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The Sevara platform can be useful to different clients of the insurance companies: Individuals (e.g. life insurance, health and travel insurance) and legal entities (e.g. property and transportation insurance).
In agriculture Sevara can support the decisions relative to the crop selection that is based on the forecasted data. Knowing the meteorological conditions it is possible to approximate the benefits in terms of production and sale.
The platform can improve the knowledge related to the climate change and evaluate which are the areas with a high risk of pollution: for farms it is useful to know the environmental conditions in advance in order to plan the activities more smartly that will help to maximize the work and earnings.
Thanks to historical and forecasted data, it is possible to obtain flood risk prediction within the medium and long time period.
When choosing a property there are various factors that can influence the final decision. If the client knows that the area of the property is at high flood risk, in most of cases the potential buyer will not easily purchase it or the agent won’t take charge of the sale.
Sevara can help to estimate the correct price of a sale or rental in the risky areas, making the decision-making process easier.
This applies to both real estate companies and clients, who can have additional information while choosing where to invest.
Public sector
Public administrations
Sevara can support the territory management when speaking about the risk exposure: it can identify the areas at risk, especially the ones that are in the vicinity of industrial plants.
Having this type of information the board can define suitable monitoring and mitigation plans, equipped with 4.0 technology (Sensors , IoT, ML).
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The Sevara platform can support the Civil Protection in terms of weather forecasting and natural disasters prediction. Based on the forecasted and historical data the emergency plans can be made and improvement measures can be implemented.
Moreover, Sevara uses social media as a sensor for natural disasters.
